Budgeting & Money Management
Creating realistic monthly budgets, tracking spending, managing household expenses, separating needs from wants, and developing healthy money habits.
All AgesProgram 07
Financial Literacy & Wealth Building: 2026 & Beyond
Building Financial Confidence, Stability, and Generational Wealth. Practical financial education designed to help Soar Members understand money, reduce debt, build credit, prepare for homeownership, and create a long-term plan for financial independence.
About the Program
Beyond budgeting. Toward financial freedom.
Designed to Soar, Inc. provides practical financial education designed to help Soar Members understand money, improve their financial health, reduce debt, build credit, prepare for homeownership, and create a long-term plan for financial independence.
Our 2026 & Beyond Financial Literacy Program goes beyond basic budgeting. We help individuals understand how today's financial system works so they can make informed decisions, protect themselves from financial harm, and build a stronger future for themselves and their families.
Sessions include a light breakfast, prizes, and giveaways — and most importantly, practical tools you can start using immediately. This program is open to the public and completely free.
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Who It's For
Individuals, families, pastors, and organizational leaders
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Includes
Light breakfast
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Extras
Prizes and giveaways
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Cost
Free to the public
2026 & Beyond Service Areas
18 areas of financial education.
Debt Reduction & Elimination Strategies
Understanding debt balances, interest rates, minimum payments, debt-to-income ratios, and developing a personalized plan to reduce and eliminate debt.
Credit Education & Credit Building
Understanding credit reports, credit scores, payment history, credit utilization, inquiries, collections, and responsible use of credit.
Credit Report Review & Dispute Education
Teaching Soar Members how to review their credit reports for inaccurate or outdated information and understand their rights when addressing legitimate errors.
Savings & Emergency Fund Development
Establishing short-term and long-term savings goals, building emergency reserves, and preparing for unexpected expenses.
Banking & Digital Financial Literacy
Understanding checking and savings accounts, direct deposit, debit cards, online banking, mobile banking, electronic payments, automatic payments, and financial apps.
Financial Fraud & Scam Prevention
Learning how to recognize identity theft, phishing, fake investment offers, payment scams, predatory lending, and other financial schemes increasingly targeting consumers.
Understanding Loans & Interest
Education on personal loans, auto loans, mortgages, credit cards, APR, compound interest, fees, late-payment penalties, and the true cost of borrowing.
Homeownership Readiness
Preparing for mortgage qualification, improving credit, saving for a down payment, understanding closing costs, property taxes, homeowners insurance, and the responsibilities of homeownership.
Income & Paycheck Education
Understanding gross pay, net pay, payroll taxes, deductions, overtime, employee benefits, direct deposit, and how to evaluate a compensation package.
Tax Readiness
Basic education about income taxes, W-2s, 1099s, tax withholding, recordkeeping, filing responsibilities, and the importance of avoiding fraudulent tax schemes.
Insurance & Financial Protection
Understanding life, health, auto, renters, homeowners, disability, and other forms of insurance as part of a comprehensive financial protection strategy.
Retirement & Future Planning
Introducing retirement accounts, employer-sponsored plans, pensions, Social Security basics, compound growth, and the importance of starting early.
Investing Fundamentals
Basic education on stocks, bonds, mutual funds, index funds, risk, diversification, and the difference between investing and speculation.
Entrepreneurship & Small-Business Financial Literacy
Separating personal and business finances, budgeting for a business, understanding expenses, cash flow, taxes, bookkeeping, and business credit.
AI & Financial Technology Awareness
Helping individuals understand how artificial intelligence and financial technology are being used in banking, budgeting, lending, investing, credit decisions, and financial planning — while emphasizing privacy and responsible use.
Generational Wealth Building
Teaching long-term strategies involving savings, homeownership, education, business ownership, investments, estate planning, and responsible transfer of assets.
Financial Goal Planning
Helping each Soar Member develop measurable short-term, mid-term, and long-term financial goals with an individualized financial action plan.
2026 Financial Empowerment Pathway
A clear path from survival to generational wealth.
01
Financial Assessment
02
Budgeting
03
Debt Reduction
04
Credit Building
05
Emergency Savings
06
Asset Building
07
Homeownership & Investing
08
Generational Wealth Planning
- 01
Financial Assessment
- 02
Budgeting
- 03
Debt Reduction
- 04
Credit Building
- 05
Emergency Savings
- 06
Asset Building
- 07
Homeownership & Investing
- 08
Generational Wealth Planning
"The rich ruleth over the poor, and the borrower is servant to the lender."
Financial literacy is more than learning how to manage money.
It is learning how to make money work toward a better future. Designed to Soar equips individuals and families with the knowledge, tools, and confidence needed to move from financial survival toward stability, ownership, and generational wealth.
Register Today
Register for a Free Session
Complete the form below and a Designed to Soar representative will contact you soon.
Get Involved
Ready to build your financial future?
Register for our next Financial Literacy session or call us to confirm your attendance. Financial freedom is possible — and it starts here.